ZakaPay
Now in preview — MVP release

Pay together.
Checkout as one.

ZakaPay orchestrates multi-source payments — contributors, multiple cards, or both — so a single successful payment reaches the merchant while buyers finish checkout in a few taps.

N

Northwind Threads

Order NW-4821

Processing
Order total$249.00

Collected

$166.00

You

You

you@example.com

$83.00Authorized

Sasha Morgan

sasha@example.com

$83.00Paid

Priya Rao

priya@example.com

$83.00Viewed
Simple 3-step process

How ZakaPay works

From checkout to confirmed payment in three easy steps — no complex integrations required.

1

Create a session

The merchant initiates a checkout. ZakaPay generates a unique payment link and calculates each contributor's share or prepares the multi-card allocation flow.

2

Contributors pay

Each contributor opens their unique link — no account needed — and pays their share using any card or digital wallet. Invitations are sent via email or share link.

3

One payment captured

Once all shares are collected, Stripe captures a single Payment Intent. The merchant receives one successful payment — zero contributor complexity on their end.

Two workflows, one engine

Every checkout deserves more than one payment source.

Primary

Contributor Split

Invite friends, family or teammates to fund portions of a single purchase. Each contributor pays through a secure signed link. The merchant sees one successful payment.

Secondary

Multi-Card Split

One buyer, multiple cards. Combine debit and credit, or spread the total across payment methods that carry per-transaction limits — sequentially authorized, atomically captured.

For merchants

One integration. One successful payment. Zero contributor complexity.

Embed the checkout, receive a single captured Payment Intent, and hand off refunds and audit trails to the dashboard. Contributor coordination, invitations, expirations and recovery are managed for you.

  • Stripe-backed manual capture with realtime status.
  • Full audit trail for every state transition.
  • Refund workflow with partial + full support.
Open the dashboard